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Disabled often wait years for Social Security payments

April 6th, 2008

From the Dallas Morning News:

The aging of the nation’s 78 million baby boomers has brought a flood of Social Security claims for illnesses and disabilities, creating an unprecedented backlog. As a result, many are finding they have to wait years for their funds.

Unable to work, many are already teetering on the edge of financial ruin. The delays in processing their claims exhaust their savings, drive them deep into debt and sometimes deny them the health care they need.

“I thought at times that Social Security wanted me to give up, but I couldn’t,” said Judith Byrd. “I had paid my taxes, and my disability entitled me to benefits.”

… There are also allegations that private disability insurance companies are unnecessarily clogging the public system by requiring many of their applicants to file separate, and often questionable, claims with Social Security.

… “Politicians haven’t paid attention to the disability claims system because most people think they’ll never use it,” said Linda Fullerton, president of the Social Security Disability Coalition. “But then something happens, and that check becomes a godsend. This isn’t welfare; it’s insurance that workers have paid for.”

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More than 50 million people in the United States have disabilities, a number that is growing rapidly as the population ages. Experts say disability will soon affect the lives of most Americans. This blog attempts to explore what we know about disability, and to chronicle the efforts of people who are seeking new ways to address familiar challenges.

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